Mortgage Loan Originator

Company: Summit Home Lending
Location: Huntington Beach
Posted on: February 16, 2026

Job Description:

Job Description Job Description We are looking for an experienced, service-oriented, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for your clients, we’d love to have you on our team. Please apply today! Compensation: $120,000 commission-based earning potential Responsibilities: Review the loan process by monitoring loan status, term conformity, and regulatory guidelines Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business Assist borrowers in selecting loan programs that best fit their financial goals and needs Maintain an active rolling pipeline of funding per our guidelines Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision Prospect, develop, and maintain relationships with potential new business referral partners Work closely with borrowers, internal staff, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines Manage a large pipeline of loans to ensure your production meets our requirements Work live transfers & self-generated leads – Turn them into closed loans Expand your network – Realtors, builders, financial advisors & more Own your pipeline – Deliver elite customer service & high close rates Collaborate with top processors & underwriters – Get deals done fast Stay sharp – Leverage ongoing training & market insights to stay ahead Qualifications: Office Suite knowledge and loan originating software such as Calyx, Experian, or LendingWise preferred Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability 3-5 years of real estate, mortgage origination, or lending experience required Bachelor's degree in business, finance, banking, real estate, or a related field Strong understanding of company loan policies and guidelines, as well as all federal and state regulations Active California NMLS License 1–5 years of experience as a Mortgage Loan Officer Proven experience originating conventional, FHA, VA, USDA, bridge, non-conforming, FNMA, FHLMC, and Home Equity Lines of Credit Strong desire to continuously learn and grow within the industry through coaching Strong knowledge of state and federal regulations and underwriting guidelines Excellent communication, interpersonal, and decision-making skills Confident, sales-driven closer with a track record of building and managing a pipeline Competitive, motivated, and self-starting with a desire to grow About Company Why You’ll Love Working Here Gain the tools, knowledge, and confidence to become a top producer Learn directly from experienced leaders and top Loan Officers Get hands-on experience and build real, marketable skills Work in a high-energy, collaborative culture that’s fun, motivating, and rewarding See hard work recognized and follow a clear path for career growth Help clients tap into their home equity and achieve meaningful goals every day

Keywords: Summit Home Lending, La Mirada , Mortgage Loan Originator, Accounting, Auditing , Huntington Beach, California